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Tuesday, September 30, 2008
Important answers to consumers concerns
Top of the day to you! I'm Donna J Jodhan at the business desk. Today I would like to start by thanking so many of you for your questions, feedback, and comments. You are the ones who continue to keep our weekly feature alive and interesting and I invite you to keep your emails coming. Please send all emails to editor@untappedwealth.com. Our e-bag is very heavy today so I had better get working on it. Answers to consumers concerns Question from Alex Sanderson: Can you tell me if seniors are more vulnerable to bankruptcy than they were say about 10 years ago? Answer: Alex, I don't really have a clear answer to this but according to the article below, it seems as if some experts are expressing concern about this subject and are even calling it a national disgrace. Please read my reference below as I think that it may give you some very interesting information. I do think that with the present economic downturn, seniors are indeed more vulnerable to such things as bankruptcy. AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace" PR.com (press release) - Levittown,NY,USA If nothing is done, we're in for an unprecedented disaster when the Baby Boomers start retiring. The next administration and Congress, whether Republican or ... For more detail read more at: http://www.pr.com/press-release/105705 Question from Peter Ribello: Donna, what are your thoughts on network marketing? More for women or men you say? Answer: Peter, I invite you to read a very interesting article that I discovered a few days ago. I do believe in network marketing as an affective tool to expand one's business and get one's name out there. Hope my reference helps. Your Time Is Now - Network marketing soared in the 90's... and the ... By Paul McDonald(Paul McDonald) As a result, this was often seen as a woman's business, which tended to discourage male recruits. But as opportunities in the industry have increased, more men have been attracted to it; in turn, the all-female perception has faded, ... The Center for MLM Education... - http://mlm-center.blogspot.com/ Question from Paul Low: Are retirement communities really growing in number as they say? Answer: Paul, definitely so and my reference below supports this opinion. As more and more persons retire, you will see an increase in retirement communities and specially designed condos and apartments to suit the needs of retirees. Give a read to my reference below. Hope it helps. How Retirement Community Apartments Are Becoming Popular With ... By kimpot Besides appetizing meals, seniors can interact with each other in a relaxed environment. Demand for retirement community apartments are increasing every day due to the aging baby boomer population. Thus, more and more such apartments ... Home and Family - http://homeandfamily.angsulong.com Question from Lyn Renolds: Donna, I have a friend living in Sweden and she would like to learn more about opportunities in America. Where can I go to learn more? Answer: Lyn, here you go! A perfect reference for you to check out. Hope it helps. Gates of Vienna News Feed 9/16/2008 The US embassy in Sweden has announced a unique partnership with the city of Södertälje to help the city's young people learn more about opportunities for work and study in the United States. Södertälje's mayor Anders Lago gained ... The English Parliament - Building... - http://theenglishparliament.com Question from Dana Scofield: Donna, do you think that our health system is going to be able to support the growing number of retirees? Answer: Dana, according to the reference below, we may be in trouble and there needs to be quick and firm action to address this issue. Please give a read to my reference below. Hope it helps. Economic Abyss By TKH(TKH) Baby boomers start retiring next year and their numbers will increase each year until 2040. The money to pay for their benifits will run out in 2014, after that, as the number or retirees increase, our government will have to raise ... TKH BLOG (or How I feel about... - http://tkhxxx.blogspot.com/ Question from Linda Hargrove: I am constantly worrying about online safety. Do you have any suggestions? Answer: Linda, it is good that you worry about your online safety. What with the ever increasing number of viruses, hackers, identity theft, and more, you do indeed need to worry and I have a perfect reference for you to check out. Hope it helps. Tips For Safer Computing Online By Movies & Music(Movies & Music) New computer viruses threaten the unwary user everyday. Hackers jeopardize your online security with invasive computer techniques to steal your passwords, personal information, even identity. Unscrupulous marketers bait you with free ... Movies&Music - http://cinemasguru.blogspot.com/ Question from Amy Bathurst: Donna, what do you think about having fitness credits for seniors? Answer: Amy, a great idea and it seems that someone else agrees with us. Please check out my reference below. Fitness tax credit for seniors makes sense Charlottetown, The Guardian - Charlottetown,Prince Edward Island,Canada Stanley Murray, a letter writer from Central Lot 16, says society will benefit if aging baby boomers stay fit. Here's his letter, which will be carried in ... For more detail read more at: http://www.pr.com/press-release/105705 Question from Gerald Kaye: I am searching for free downloadable ebooks. Know where I can find any? Answer: Gerald, here you go. Check out my reference below. Download Free Computer Ebooks - NET BOOKS By sandy(IRecruiter) Computer and network systems have given us unlimited opportunities of reducing cost, improving efficiency, and increasing revenues, as demonstrated by an increasing number of computer and network applications. ... E-Books Download links - http://your-free-ebook-download.blogspot.com/ Question from Ian Commings: Is there a tangible relationship between economic downturns and a rise in anxiety levels? Answer: Ian, I do believe so and I just found an article that supports this theory. Please check my reference below. I would even go further to say that this theory has been around for many years now and is fully backed by many health experts. Economic Downturn Means Anxiety Up News Channel 7 - SC,USA ... extra stress is taking its toll on us at an increasingly rapid pace. Dr. Rhoades says, "Sure we are seeing depression, certainly we are seeing anxiety, ... For more detail read more at: Question from Stacey Winters: Donna, what do you think the Chinese would say about us here in America re our business practices? Answer: Stacey, a very interesting question and I would like you to read my reference below. It is a very insightful article. China's imploding US ally Asia Times Online - Kowloon,Hong Kong To most Westerners guanxi emphasizes personal relationships in contrast to the contractual, non-relational business practices common in America. ... For more detail read more at: http://www.atimes.com/atimes/China_Business/JI18Cb02.html Question from Pamela Elton: Is the Internet really the place for one to do business? How safe is it really? Answer: Pamela, I do believe that the Internet is the place to be when it comes to finding those opportunities both at home and abroad. The Internet opens up a lot of potential for us all but at the same time one has to be extremely careful when it comes to schemes that are often disguised as lucrative opportunities. I'd like you to read my reference below. Hope it helps. ABELLCHAMPION.COM EXCLUSIVE REPORT By abellchampion The INTERNET can offer you many business opportunities and there are many people making money from work at home and online jobs, but there are also a lot of scams to beware of. If you would like to earn money and work at home and learn ... Abellchampion's Weblog - http://abellchampion.wordpress.com/ Question from Kim Stayne: Donna, I am worried about my security because I share a computer with others. Can you give me some tips? Answer: Kim, this is a very good question to ask and I am going to refer you to a reference that I dug up for you. I think that too many persons who share computers with others do not take the time to take the necessary precautions and often time they run into problems and only realize it when it is a bit too late. I hope that my reference helps. Security and Privacy on a Shared Computer By Jenny(Jenny) Are you sharing your computer with colleagues, family, or co-habitants? Do you surf with Opera on publically accessible computers? This page holds some tips for maintaining privacy within the same computer and user account. ... Opera - http://opera-support.blogspot.com/ Question from Kirk Stinsen: I would like to know more about Internet marketing strategies. What do you have to offer me? Answer: Kirk, here you go. A perfect article for you to read. One that points out the pitfalls to real and false opportunities. I quite like this one and I hope you find it informative. Review on Internet Marketing Strategies of Derek Gehl and Gerald ... By admin But, there'sa lot of snake oil opportunities out there that promise incredible things. While this is not some sit on the fence and do nothing type of business and while success with anything can only be achieved with a diligent and ... eNewsMediaMagazine - http://enewsmediamagazine.com Question from Earl Danson: What do you think are some of the top concerns for Americans these days and how is it affecting their productivity? Answer: Earl, finances and housing seem to be the top concerns these days and I would like you to read the reference below. With all of the bad news swirling around us these days it is no wonder that these are two of top concerns. Please give a read to my reference below. Mental-Health Help Lines Buzz From Recession Depression in US Bloomberg - USA Worrying about finances and housing ``causes marital conflict, extreme stress, anxiety, depression'' and can disrupt workers' productivity ``because their ... For more detail read more at: http://www.bloomberg.com/apps/news?pid=20601103&sid=aFEDxma2ybio&refer=us Question from Sean Harrington: I know, everyone says that you need the Internet in order to survive as a business. How true is this? Answer: Sean, very true and it all has to do with gaining exposure and making yourself known to others and the Internet is the perfect way to do this. The world of doing business has changed and continues to evolve and the Internet is going to be the choice of marketplace for a very long time to come. So, give a read to my reference below. Hope it helps. Top Ten Small Business Mastermind Advisers By admin If your business is not on the web and you are not selling products to the global market then you are making your life incredibly difficult and you are missing out on lots of opportunities. The internet is a fantastic tool for doing ... Business Dream Blog - http://29261.com Question from Dan Long: With all of the bad news everywhere, what can I do to manage my stress when it comes to my financial worries? Answer: Dan, here you go. An article that addresses your question and yours is a good one because I think that so many of us are asking the same question these days. Hope it helps. Wall Street Anxiety: 8 Tips to Manage Financial Stress Beliefnet.com - New York,NY,USA It's the same sort of logic I describe in my "12 Depression Busters" : when the last thing you want to do is to get dressed and say hello to some folks, ... For more detail read more at: http://blog.beliefnet.com/beyondblue/2008/09/wall-street-anxiety-8-tips-to.html I am out of time for this week but before I leave you, here is my tip of the week. The knowledge is threatening to grow into tsunami proportions if we do not do anything about it in a meaningful way. What is the knowledge divide? This term refers to the knowledge, skills, and expertise that more and more aging baby boomers are taking away with them as they exit the workplace. At the business desk, I am Donna J Jodhan wishing you a terrific day and week ahead.
Monday, September 29, 2008
AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace
Good day everyone! I'm Jeff N Marquis at the business desk. There is something happening right here in the United States, right here in our backyard, and I am sure if you knew about it you too will be absolutely disgusted. Many experts are calling this a national disgrace and if we all don't pull together to fix it soonest then I am afraid that pretty soon the rest of the world will know and then the dirty secret will be out. So, what is this great travesty? I urge you to read more below. At the business desk, I'm Jeff N Marquis wishing you a pleasant day. News for retirees, aging baby boomers, and seniors Breaking news! AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace" Fitness tax credit for seniors makes sense Charlottetown, The Guardian - Charlottetown,Prince Edward Island,Canada Stanley Murray, a letter writer from Central Lot 16, says society will benefit if aging baby boomers stay fit. Here's his letter, which will be carried in ... For more detail read more at: http://www.theguardian.pe.ca/index.cfm?sid=171963&sc=117 AAFR: Skyrocketing Senior Citizen Bankruptcies "A National Disgrace" PR.com (press release) - Levittown,NY,USA If nothing is done, we're in for an unprecedented disaster when the Baby Boomers start retiring. The next administration and Congress, whether Republican or ... For more detail read more at: http://www.pr.com/press-release/105705 How Exercise Decreases the Risk of Age-Related Conditions By Chathura Jeewantha Ranasingha(cooldoc) The degree to which the risk of age-related conditions affects seniors largely depends upon how well they have managed their lives as it relates to diet and exercise. The good news is that even if you have not exercised a day in your ... Cool Technology blog - http://www.pulasthi.info/ How Retirement Community Apartments Are Becoming Popular With ... By kimpot Besides appetizing meals, seniors can interact with each other in a relaxed environment. Demand for retirement community apartments are increasing every day due to the aging baby boomer population. Thus, more and more such apartments ... Home and Family - http://homeandfamily.angsulong.com Economic Abyss By TKH(TKH) Baby boomers start retiring next year and their numbers will increase each year until 2040. The money to pay for their benifits will run out in 2014, after that, as the number or retirees increase, our government will have to raise ... TKH BLOG (or How I feel about... - http://tkhxxx.blogspot.com/ SEC Seniors Summit to Help Securities Firms and Professionals ... By admin \¡±The largest demographic wave in US history is approaching ¡ª Americans are living far longer than ever before and more than 76 million baby boomers are set to reach retirement age in coming years,\¡± said Lori Richards, Director of the ... Financial News - http://finance9.net discusion of social secruity (ZT CNN) Sorry Mc Cain, i dont make $500000+ a year and own too many houses to count, but I read and watch the news, which it seems a large majority of my countrymen don,t. Ron K. September 16th, 2008 2:07 pm ET ... Éú»îÍø| ²¨Ê¿¶Ù°æ - http://shenghuonet.com/ Issues of LGBT Aging in Our Times By Mark Martin The good news, of course, is that attitudes are changing. At New York's gay pride parade earlier this year, SAGE made the rounds in two purple trolleys, amid 90-degree heat, with walking canes and colorful streamers waving out the ... Blogcabin California - http://blogcabinca.org Use Storytelling to Strengthen Presentations By By Carmine Gallo | BusinessWeek The good news for recent college graduates is that, despite the slumping economy, there are still several industries that are hiring young graduates at a brisk pace, according to a new study by MonsterTrak, the student division of ... SalesHQ - http://www.saleshq.com/ The Great American Social Security Bamboozle By admin In 2008 the first 'baby boomer' becomes eligible for early Social Security benefits at age 62, she recently applied for benefits online, but her benefits do not actually begin until January of 2008. Three years later, at age 65, ... eNewsMediaMagazine - http://enewsmediamagazine.com Rock bank concert tours. The dark side of the moon, one of the ... By Johnson(Johnson) New rock page for daily interactive music news with are among the artists set to play a special concert for the with guns n roses still delayed stinson tours. Range of experiences available including guided tours with gold as most ... Saye - http://wc-saye-mm.blogspot.com/ SEC Charges Unregistered Colorado Broker-Dealer for Fraud Harming ... Lawfuel (press release) - Wellington,New Zealand ... DC With more than 76 million Baby Boomers reaching the traditional age of retirement in the largest demographic wave in US history, seniors are prime ... For more detail read more at: http://lawfuel.com/show-release.asp?ID=19431 SEC Charges Unregistered Colorado Broker-Dealer for Fraud Harming ... By admin The dangers of senior fraud will be a focus of a Seniors Summit that the SEC will be holding on Monday in Washington, DC With more than 76 million Baby Boomers reaching the traditional age of retirement in the largest demographic wave ... Financial News - http://finance9.net Moving Can be a Taxing Decision By RELady(RELady) So, what motivates employees to move during retirement? While there may be other factors, this list covers a number of the considerations many of our fellow baby boomers and others consider important in making such a decision. ... Real Estate News & Views - http://jieranai-realestate.blogspot.com/ Oracle Flies High Above Wall Street's Carnage By by Aaron Ricadela Also reassuring to investors was news that sales of new software licenses, a yardstick of future revenue, increased 14%, to $1.2 billion, within the conservative range Oracle had told analysts to expect. Shares of Oracle rallied more ... SalesHQ - http://www.saleshq.com/ Baby Boomers - Boomers and the Economy (KFSN-TV Fresno) By Jim The number: 66#x25 Gloomy boomers; Group pessimistic about future (Deseret Morning News) Baby boomers, members of the large generation born from 1946 to 1964, are pessimistic not only about their own finances but also about everyone ... My Baby Boomer Tips - http://myboomertips.com/blog Sault Emergency Room Crisis was Avoidable By Zeus The local news is reporting that patients at Sault Area Hospitals are being warehoused in hallways, while they await treatment and/or admission in the Emergency Department. Despite the doctor recruitment programs and funding, ... SaultViews.com - http://saultviews.com
Saturday, September 27, 2008
Making important decisions with outdated information
Good morning! We the business desk team would like to bring you a very interesting article written by a very interesting woman. She is a born leader, an advocate, a top expert in her field, and she does all of it without sight. Donna J Jodhan is blind but she does not allow her lack of sight to stop her. We hope you find her article insightful. From the business desk, we wish you a very wonderful weekend. Making important decisions with outdated information By Donna J Jodhan INTRODUCTION More often than not, I am forced to make important financial decisions based on information that is outdated and this is primarily due to limited access to dated information; but I am not unique. For more than 10% of Canadians who have been classified as print disabled, the problem exists and this situation is only going to deteriorate unless something concrete is done quickly. In this article, I will focus on the following as it pertains to blind and visually impaired Canadians: Describe the present environment, outline the needs, suggest a possible solution, and outline possible advantages and benefits that could be derived. Finally, I will summarize. PRESENT ENVIRONMENT At the present time, the majority of print disabled Canadians are being forced to make important financial decisions based on information that is either outdated or irrelevant and it is all because of their inability to access information independently. The majority of this group has to depend on others to read and/or retrieve their required information from such places as: The Internet, financial statements, magazines, and from newspapers. These processes often result in information being relayed to the print disable person in an untimely manner and in addition, the person receiving the information is never sure that they have received information that is accurate or appropriate. For the majority of blind and visually impaired persons, mountainous barriers stand between them and access to information on the Internet because of inaccessible online banking facilities. Despite the efforts of some of Canada's largest banks to make their websites more accessible and user friendly, online banking remains a challenge to blind and visually impaired consumers. In addition, many blind and visually impaired persons continue to depend on others to read their financial information because they are unable to obtain it in alternate formats such as Braille, large print, e text, and audio cassette. Through my own personal experience and from experiences related to me by others, I have come to realize the following: 1. Many customer service reps at Canada's top banks do not know how to deal with requests for statements in alternate formats. 2. They often tell their blind and visually impaired clients that the bank in question does not provide statements in alternate formats. 3. They often tell the requesting clients that they should use the Internet to do their online banking. If you persist beyond the customer service rep you can often obtain certain types of financial statements but the challenge with this is that more often than not the statement arrives more than six weeks after the statement date thus rendering the information of little value. So what we have here is as follows: 1. Inaccessible websites thus making online banking a challenge. 2. Customer service reps who are not trained to handle requests for statements to be sent to customers in alternate formats. 3. Statements in alternate formats that often arrive too late to be of much use to the customer. This situation is not unique to the Canadian banking industry. Indeed, a similar environment presently exists when it comes to access to information with regard to important statistical reports from the www.statcan.ca website. This website is the gateway to all of Canada's statistical reports as produced by Statistics Canada and is used by companies of all sizes as well as by individuals. It contains reports that bear vital statistics to help all Canadians make important decisions pertaining to their lives but whereas the mainstream Canadian can take advantage of this important gateway, blind and visually impaired Canadians are unable to do so because of barriers to accessibility. In order to obtain statistical information in alternate formats, blind and visually impaired Canadians have to call the 1800-622-6232 government of Canada number and make their requests to customer service reps who may or may not know the meaning of alternate format and even if they are able to order their requested information it often takes a long time before it arrives. This is a very frustrating environment for blind and visually impaired Canadians to deal with at the present time. For not only are they having to face issues of access to information, they are also facing issues of confidentiality because each time they ask someone to either retrieve or read their information, the issue of confidentiality arises. NEEDS I believe that the following needs should be addressed by all stakeholders: 1. Blind and visually impaired persons need to find ways to access information on a more timely and accurate basis and they need to be able to do it independently. 2. They need to be able to preserve their confidentiality which means being able to access their information independently without sighted assistance. 3. Banks and others need to come up with ways to provide the requested information on a timelier basis. 4. Websites need to be made more accessible. 5. Information in alternate formats needs to be provided more willingly and readily. 6. Blind and visually impaired persons need to know where they can go in order to obtain their requested information. 7. Customer service reps at banks and at the 1800-622-6232 number need to be provided with adequate training in order to meet the demands of blind and visually impaired persons. 8. Blind and visually impaired persons need to be able to choose the type of alternate format that best meets their requirements. SOLUTION AND DESCRIPTION The solutions should be one whereby all stakeholders can come together to discuss what is necessary in order to accomplish the following objective: Greater access to information both on and off the Internet. In short, blind and visually impaired Canadians should be able to access whatever mainstream Canadians can access. The same information for everyone. A possible solution could contain the following components: 1. Training sessions for website designers and developers in the rudiments of the design and development of accessible websites. 2. Training for customer service reps at banks and at the 1800-622-6232 government of Canada number as to how to handle requests for information in alternate formats. 3. The establishment of a process to have a reputable company produce these alternate formats. This company should possess the necessary expertise and should be one that is in the for profit sector. 4. The establishment of a print on demand process so as to avoid delays in sending out the requested information. 5. A way that blind and visually impaired persons could become more aware of where to go and how to request information in their desired alternate format. 6. Access to information could be available both on the Internet as well as through alternate formats. ADVANTAGES AND BENEFITS The advantages to my proposed solution could be viewed as one that can potentially benefit many of others in addition to blind and visually impaired persons. With a rapidly aging population, more and more seniors are going to need to find ways to deal with diminishing vision and in addition, other types of disabling diseases are going to play a part in forcing others to find alternate ways to access information. Consequently, access to information is going to become more and more of a concern for more and more Canadians as time marches on. There are those who would prefer to access their information through non-computer methods simply because they are not comfortable working on the Internet or they do not have the required technology to do so. There are those who would prefer to access their information through the Internet because it is easier and more convenient for them to do so and there are others who would prefer to use a combination of both types of methods. Greater access to information would definitely be the forerunner to happier customers, and the potential to attract more customers. SUMMARY In this article I have outlined the present environment with regard to access to information for blind and visually impaired persons. 1. They are unable to access vital information independently and confidentially. 2. They are unable to access online banking websites in an independent manner because of accessibility problems. 3. They are often unaware as to how to obtain information in alternate formats. 4. Customer service reps at banks and at the 1800-622-6232 government of Canada number are not always aware as to how to meet the requests for alternate formats. I have given a list of needs that include the following: 1. Blind and visually impaired persons need to be able to access information independently, quickly, accurately, and on a timely basis. 2. They need to know where to go in order to obtain the desired information. 3. Customer service reps need to be trained when it comes to processing requests for alternate formats. 4. Online banking websites need to be made more accessible. Finally, I have presented a solution that banks can use to attract more customers.
Friday, September 26, 2008
Innovative Products and Integrated Technologies Fuel Demand for ...
Greetings everyone! I'm Jayna Sheffield at the business desk. So you're having problems understanding and discovering what types of products to offer to your chosen market. You're not sure which consumers are demanding which types of products and all of this is very new and foreign to you. Confusing and frustrating isn't it! But it does not have to be necessarily this way because I would like to start you off on the right track. Think of it like this: Innovative products and integrated technologies. Want to learn more? Then read our headlines below but before you do this please check out our Amazon picks of the week. At the business desk, I'm Jayna Sheffield wishing you a wonderful weekend. Amazon picks of the week Just Sex By Susan Kay Law I am going to ask you to read this book and judge for yourself. This author is smart, intuitive, and knows how to capture her audience. How to Form a Nonprofit Corporation (book w/ CD-Rom) By Anthony Mancuso So many of us really do not know the first thing about how to form a non-profit organization and this book and this author can help you in so many ways. Please do not write off this type of business. A non-profit organization can definitely bring you a lot of personal as well as financial satisfaction. Home business opportunities, Internet business opportunities, small business opportunities, business opportunities in Asia Breaking news! Innovative Products and Integrated Technologies Fuel Demand for ... Reverse Funnel System website traffic testimonials Make $1000 to ... By Mike Julee(Mike Julee) Anyone who reads newspapers today can find home business opportunities. Home business opportunities are on the rise. Small home business opportunities are just as plentiful as large home business opportunities. Home business ... Make money on internet Information Blog - http://make-money-on-internet-blog-722.blogspot.com/ Interview: Ben Bennett, CEO of OpenTV By itvtwp be offering around some big events that are coming up. OpenTV Participate is a relatively small part of our business, but it's an interesting one that we feel could present us with some good opportunities down the road. ... itvt - http://blog.itvt.com How (business management coaching) does branding help in retaining ... By Admin Business Opportunities From home By Obinna Heche. This may sound familiar. Make a 6 figure income by using nothing but your computer. Or get rich in the comfort of your own home. Advertisements such as these plague the Internet. ... Business Plan Coaching Blog - http://www.businessplancoachingblog.com "Rebuilding America's Defenses" A Summary Blueprint of the PNAC ... By TriadFreedom(TriadFreedom) Changes in Naval Warfare: "Beyond immediate opportunities such as conversion of Trident submarines, consideration should be given to employing a deactivated carrier to better understand the possibilities of operating large fleets of ... TRIAD FREEDOM - http://triadfreedom.blogspot.com/ Life in Israel and Israelated Blogs By Rivkah(Rivkah) In addition to one-on-one meetings, companies will engage in presentations, dinners, panels and private discussions with investors and analysts discussing future trends and opportunities in global cleantech market. APPLYING ... Shekinah Mercantile & Yizreel's Garden - http://shekinahshome.blogspot.com/ Innovative Products and Integrated Technologies Fuel Demand for ... PR Web (press release) - Ferndale,WA,USA Improvement in communication infrastructure, rising popularity of Internet for business applications, integrated technologies and multifunctional products ... For more detail read more at: http://www.prweb.com/releases/2008/9/prweb1313944.htm Profitability Of Free Mlm Leads By Ralf Dooley In simplest terms, MLM, or Multi-level Marketing, is a home-based business opportunity. There are many email leads available to people interested in building a MLM business. Actually, there are so many leads, it is difficult to count ... World Without Lines Marketing - http://wwlgroup.com Crafter Interview, 2 years later: Betz White By rifferaff How do you plan for the future of your business (ie do you have a business plan? do you take opportunities as they come?) I don't have a formal business plan, it's much more organic than that, but I do know what I want. ... Make It - http://rifferaff.typepad.com/make_it/ Events By Paige McClanahan FT- WEC ENERGY LEADERS' SUMMIT: INVESTMENT OPPORTUNITIES IN CLEAN ENERGY BUSINESS. This meeting is organised by the World Energy Council and The Financial Times. The global energy industry is on the threshold of fundamental change: the ... ICTSD - http://ictsd.net South Asia: PC penetration is highest in Pakistan AMI-Partners specializes in IT, Internet, telecommunications and business services strategy, venture capital, and actionable market intelligencewith a strong focus on global small and medium business (SMB) enterprises and extending ... Pakistan Ledger: Unbiased World... - http://moinansari.spaces.live.com/ Secret Income Streams - Make Money Online By muahahww2 After a lot of research, we can confidently say that this is the largest online resource of tested, legitimate work-at-home opportunities, and the VERY SAME resource that is earning our members secure full time incomes, working in their ... muahhhehh2 - http://muahhee2.unblog.fr Improving Your Credit - Sorry, There are No Quick Fixes By BusinessWeek Sony has a variety of internship opportunities each summer. "This year we have openings in finance, accounting, corporate and business development, as well as marketing, sales, advertising, etc.," Rowe says. "The number of applicants we ... SalesHQ - http://www.saleshq.com:80/ Business - Helping small businesses grow By sri(sri) Nandini says the award is given for viable business opportunities which also have quite a bit of innovation built into their business models. This year, GreenMango was also selected for the Echoing Green Fellowship which supports ... Good Read - http://spoonfeedin.blogspot.com/ luxury resorts NEWS and BLOGS no 40, 41 & 42 Lux. By "ÄçìÞôñéïò ï ÔáîéäåõôÞò"("ÄçìÞôñéïò ï ÔáîéäåõôÞò") How Global Resorts Compares with Other Travel Agent opportunitiesBy Jay NaPier Luxury Resort Timeshare Memberships allow you to earn larger commissions than a home travel agent earns. Global Resorts Network has quickly dominated the ... 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Home Based Business Opportunity - http://best-answer.blogspot.com/ Spliced feed for Public Relations Network By Wilson(Wilson) Growing companies should examine sponsorship opportunities carefully to ensure that the one(s) they choose meet their business goals and will reach the right audience. When evaluating a sponsorship opportunity, consider the following: ... advisable - http://oaeobliterated.blogspot.com/ The Week in Germany from September 12, 2008 By Sport(Sport) Sign up for our partners' newsletters or visit their websites to stay informed about the topics you are interested in, from local cultural events to business news to opportunities for study and travel. ... Away From - http://poopl.blogspot.com/ Top Ten Small Business Mastermind Advisers By admin If your business is not on the web and you are not selling products to the global market then you are making your life incredibly difficult and you are missing out on lots of opportunities. 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Thursday, September 25, 2008
7 Online Blunders That Threaten Your Identity
Hello there! I'm Matt Chadwick at the business desk. How many times of the day do you stop to think about how you can better protect your identity? How many times at night do you wake up in a cold sweat worrying about how to stay ahead of those relentless identity thieves? How many times more are you going to worry about all of this before deciding to take concrete action? This week, I would like you to help yourself by taking a long hard look at our headlines and references. At the business desk, I'm Matt Chadwick wishing you a terrific day. Security tips for home computer users Breaking news! 7 Online Blunders That Threaten Your Identity avast! 4 Home Edition Free antivirus By excogitator This is truly "install and forget" antivirus with acceptable resource requirement without any compromise on quality and security. avast is free for home users for non-commercial use. Just download the software from avast website, ... Software, Tools, Tips, Tricks - http://techtooltip.wordpress.com/ Time Technology Tips and Traps By admin Having these items before you in writing can allow you, the computer user, to do stuff on your computer while talking, great for multi-tasking. You can instant message someone without really interrupting what they are doing, ... www.RonOrr.com - http://ronorr.com 7 Online Blunders That Threaten Your Identity By Steve Dasseos 9% of home Internet users who responded to our survey said they used a single password for all their accounts. Bad idea. What you can do: Using different passwords need not be burdensome. Do what 15 percent of the respondents to our ... Travel Insurance, Travel And... - http://www.tripinsurancestore.com/blog Practical tips to maintain security even after a termination By Reed Tinsley Revoke the individual's computer access (including all user IDs and passwords); Obtain keys/card-keys; Obtain badge; Obtain any software or work documents (including those at home) belonging to the organization, if any, ... Reed Tinsley, CPA - http://rtacpa.blogs.com/reedtinsley/ Computer Tips [ Safely Protect Your Router + Practice Makes ... By ris(ris) If you feel like you will have signal issues in your home, wireless N is the way to go. But, there's also a catch. When it comes to wireless G and N, they work the best when connecting to a computer that has a network card of the same ... All Viagra - http://bestviagra2u.blogspot.com/ Broadcom WLAN Network Adapters For Home And Enterprise By Spring(Spring) These products are specially designed to act as a component on the devices which are interoperable, provide the best possible security and still are really easy to use. These products are able to satify all the consumer demands. ... Computer Tips - http://computertechnical.blogspot.com/ Broadcom WLAN Network Adapters For Home And Enterprise By Spring(Spring) These products are specially designed to act as a component on the devices which are interoperable, provide the best possible security and still are really easy to use. These products are able to satify all the consumer demands. ... Computer Tips - http://computertechnical.blogspot.com/ 10-Step Security Tips for your Computer By devin ... every user needs to take control of his computer's security. While it's essential to keep your antispyware and antivirus definitions up to date, it's also vital to take charge of your computer's security and keep these tips in mind. ... The Resource Forum The latest... - http://www.bshox.com Choosing an eBook Compiler By 101WaysToIncome(101WaysToIncome) Thomas is confident and passionate about the strong economic reasons to have a computer based business at home and he provides expert guidance and tips on how to start or grow an existing work at home business. ... Work At Home on a Computer Based... - http://www.101waystoincome.com/blog/ YOUR LINUX TODAY NEWSLETTER FOR September 11, 2008 By vetkasi(vetkasi) "Citadel is a great choice for the majority of users who need a groupware and messaging server. It's easy to fling up a working server in a few minutes for a small home network, and it scales up nicely for business." ... Information Technology - http://informtechno.blogspot.com/ Center for internet security. Get help with security in windows ... By antonich8z6(antonich8z6) Center for security (cis) security and privacy research center: the national infrastructure protection center - computer security tips. explorer has its own security settings windows vista security center will alert you whenever these ... mouse lemur - http://mouselemurj.blogspot.com/ Kan. gov. seeks renewal of energy tax credits Arkansas City Traveler - Arkansas City,KS,USA He said the office also has developed training for bank personnel and law enforcement, as well as placards for bank tellers, with tips and signs to catch ... For more detail read more at: http://www.arkcity.net/stories/091308/com_0004.shtml Top Ten Tips for Computer Security By redgsr Have you ever wondered why there is a huge increase in online fraud Well the main reason its happening, is that most computer users are not protecting themselves properly. When you follow the top 10 tips for online and offline ... Full text computers articles... - http://www.content4reprint.com/computers/ Exploiting 101 - The Basics By Faze Since the web root is /home/users/www.site.com/www. You still may not be able to read it because it might be forbidden through some other method, say only accessible from certain IP addresses, or . files are not accessible through their ... project-elite.net - http://project-elite.net How to create a password reset disk for XP? By magakos(magakos) If the related tasks does not show up you are not double clicking on the user account or you are using a LAN with domains. *If your computer is on a domain, you can create the Domain Password Reset Disk as follows. ... Tips and Hacks - http://tipsandhakcs.blogspot.com/ Spliced feed for Security Bloggers Network By Jones(Jones) An implementation issue in the handling of emergency calls allows users with physical access to an iPhone to launch an application without the passcode by double clicking the home button in emergency call. This update addresses the ... agribusiness - http://intabitinsop.blogspot.com/ Zone Labs vs. Windows XP Service Pack 2 Firewall By noreply@blogger.com (veeraphong) Windows XP computer users fall into two categories: those who have personal firewall software and those who do not. Knowing that the majority of computer users go without a firewall, Microsoft has included an internet security firewall ... Computers and Technology Tips Online - http://computertipsonline.blogspot.com/
Wednesday, September 24, 2008
Depression - Can Self Hypnosis Help With Depression?
Good morning! I am Kerry J Harrison at the business desk. Today I am going to try and answer a question that several of you have been asking for the past few weeks. Can self-hypnosis help to deal with depression? I am not an expert on this subject matter but I am going to provide our readers with a very good article that I recently found. Hopefully, it will help to answer your question and concern. At the business desk, I'm Kerry J Harrison wishing you a great day. News on stress, anxiety, and depression Breaking news! Depression - Can Self Hypnosis Help With Depression? Families Must Prepare for Mental Health Pressures of College Christian News Wire (press release) - Washington,DC,USA Mental health issues including depression, eating disorders, substance abuse and anxiety, often brought on by the heightened stress of a college environment ... For more detail read more at: http://www.christiannewswire.com/news/617277838.html Pray for Pressured Freshmen & Sophomores.... By Night Watch Ministries(Night Watch Ministries) Mental health issues including depression, eating disorders, substance abuse and anxiety, often brought on by the heightened stress of a college environment, have grown increasingly common among college students. As recent news has ... NW World News Prayer Network - http://nightwatchworldnews.blogspot.com/ Lose That Weight by Losing the Guilt and the Worry By JoLynn Braley This program is all about helping you reduce chronic stress, which leads to anxiety, which in turn creates depression. Remember if you work on the cause of your overeating and if the reason you're overeating and/or emotionally eating is ... The Fit Shack - http://www.thefitshack.com Depression - Can Self Hypnosis Help With Depression? By depressionhelp1 Anxiety is a very common problem that requires guidance. Hypnosis effectively reduces stress and anxiety. This is important because depressive disorder and anxiety disorders are closely linked even though they are remarkably different. ... Depression Help - http://depressionhelp1.wordpress.com How do stressful early life events affect children? By Dr. Jeff and Dr. Tanya Anderson and Joanne Anderson (Paperback - Jul 2004); Woman's Guide to Overcoming Depression, A by Archibald Hart and Catherine Hart Weber (Mass Market Paperback - Nov 1, 2007); Overcoming Anxiety and Depression: Practical Tools to Help ... Dr. Jeff's and Dr. Tanya's Blog - http://drjeffanddrtanya.typepad.com/dr_jeffs_and_dr_tanyas_bl/ Depression and Anxiety Relieved by Incense By Natural Health Sites(Whole Food Farmacy) This is good news for the millions who are looking for non-drug alternatives i n fighting depression and anxiety. According to the National Institutes of Health, major depressive disorder is the leading cause of disability in the United ... Stop Depression Naturally - http://stopdepression.blogspot.com/ Smile it's good for you! IrishDentist.ie - Dublin,Ireland According to the book, Beating Stress, Anxiety and Depression, simple lifestyle changes such as smiling more, going dancing and eating kippers and seaweed ... For more detail read more at: http://www.irishdentist.ie/news/news_detail.php?id=1467 Storm stress 2TheAdvocate - Baton Rouge,LA,USA "The stress and emotional impact of yet another major disaster can cause severe worry and anxiety," said Linda Rosenberg, a social worker by training who ... For more detail read more at: http://www.2theadvocate.com/features/28275409.html Recognizing Signs of Depression and Anxiety in Children PISCATAWAYA child that is more bored, irritable or worried than usual, has difficulty concentrating, or is sleeping more could be experiencing symptoms of depression or anxiety, said Dr... UMDNJ News - http://www.umdnj.edu/ Girl Talk Has Its Limits By Legion of Angels Dwelling and rehashing issues can keep girls, who are more prone to depression and anxiety than boys, stuck in negative thinking patterns, psychologists say. But they also say it is a mixed picture: friends who co-ruminate tend to be ... Legion of Angels News Archive - http://legionofangels.net/wpnews Premature Children Four Times More Likely To Have Behavioural ... Boys born prematurely showed a higher degree of behaviour problems, such as ADHD, and girls experienced more internalising disorders such as anxiety and depression. The study also showed that extremely pre-term boys were more vulnerable ... Accessibility News - Health - http://www.accessibility.com.au/news//health How to Tell if It's Major Depression By tyhuls And considering the very frightening times we're living in, it's no wonder that more and more people are feeling increased anxiety and what can be called depression. Of course losing your job and facing home foreclosure or just ... news - http://news.rcpartnership.org Frontiers In Psychoneuroimmunology: The Emotional Interface By admin Topics will include all aspects of the field from stress and immunity to the global health implications of PNI research. Learn about the links between emotions and cancer, the involvement of the immune system in fibromyalgia, ... Medical and pharmacy news - http://medical-news.movies-guide.org Laser light therapy may combat anxiety WSBT-TV - South Bend,IN,USA These chemicals are known to ease pain, stress and anxiety. Rosen is the only one testing this laser for anxiety. He's now trying to recruit other doctors ... For more detail read more at: http://www.wsbt.com/news/health/28301834.html Girl chatter can lead to anxiety and depression By Faheem(Faheem) Some studies have found that excessive talking about problems can contribute to emotional difficulties, including anxiety and depression. The term researchers use is "co-rumination" to describe frequently or obsessively discussing the ... Newspaper Articles - http://www.paperarticles.com/ Dr. Aafia Siddiqui diagnosed with chronic depression By Sajid Manzoor She is reported to be in "depressed mood, anxiety, and ruminative thoughts concerning her son's welfare, poor sleep, and moderate appetite." The letter also describes a hallucination: "She also reported seeing her daughter in her cell, ... A Pakistan News - http://www.apakistannews.com/ Anxiety and Male Heart Attacks By intactinfo(intactinfo) The men participated in personality surveys which documented their anxiety, anger, depression, and other negative emotions. They also noted down personal facts about education, marital status, and other personality traits, ... intactinfo - http://intactinfo.livejournal.com/ Anxiety and Male Heart Attacks
Tuesday, September 23, 2008
Important answers to consumers questions
Monday, September 22, 2008
Out of the Nest but Not Out of the Wallet
Good day everyone! I'm Jeff N Marquis at the business desk. Today I would like to start the week by talking a bit about those adult kids who have long since left home but are still dependent on their parents for financial assistance. It's probably why many refer to the aging baby boomer generation as the sandwich generation; having to help aging parents while at the same time help their grown and adult kids. It is what many are referring to as being out of the nest but not out of the wallet and this trend does not seem to be going away anytime soon and with present economic conditions as they are, more and more adult kids are probably going to be depending on their parents for financial assistance. So, where does this leave our aging baby boomers? Well, to read more please take a look at our headlines below. At the business desk, I'm Jeff N Marquis wishing you a pleasant day. News for retirees, aging baby boomers, and seniors Breaking news! Out of the Nest but Not Out of the Wallet Saving for Retirement It's Time to Think Leverage Corsavoo.com - Bastia,Corse,France Pollsters estimate that only 25 percent of the older "Baby Boomers" have saved enough to retire at retirement age. The following jobs are recommended for ... For more detail read more at: http://www.corsavoo.com/personal-finance/0,2577,427073,00.html Tucson area a model for senior housing Tucson Citizen - Tucson,AZ,USA Yohem agreed that an aging baby boomer generation could create greater demand for such homes in the near term. Pima County's ordinance has served as a model ... For more detail read more at: http://www.tucsoncitizen.com/daily/local/96385.php MAJOR PRESIDENTIAL CANDIDATES DISCUSS PROPOSALS FOR HEALTHCARE ... By rbarale In his comments, Obama said that McCain would abandon seniors economically and tax their health benefits. He said, "Job shipped overseas? Tough luck. Pension disappeared? That's the breaks. No health care? The emergency room will fix it ... Pills news - http://pillboss.org/pillsnews But most of all myself By Savanna(Savanna) ... bluff career center encore book about second career america broadcasting career private career college registration site career survey results control your destiny and career dan marino career employment news career news workplace ... Daily - http://savannatyzufetryg.blogspot.com/ She got up, laid down in motor char-a-bancs - three thousand at ... By Bo(Bo) ... career choices royal carribean career opportunities liz lockhhead career hihglights that career fairs nd cape girardeau area career center southwest gas career career in natural medicine employment news career news workplace trends ... 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TODAY - http://chancenac20.blogspot.com/ CA Dental Hygienists: Improve Oral Healthcare for Seniors GLENDALE, Calif.--(BUSINESS WIRE)--With Baby Boomers on the brink of exploding into retirement and old age, the California Dental Hygienist. eMediaWorld.com General News - http://www.emediaworld.com/press_release/rss/rss_172.xml The Fountain of Youth By Seniors Advisor Thankfully, perhaps, aging remains a constant. The good news is while baby boomers fight aging with a passion, they are also capable of growing into their senior years with a lot to give back to society. So just as boomers have been had ... Arcadia Seniors - Senior Living - http://arcadiaseniors.com Baby Boomers - CA Dental Hygienists: Improve Oral Healthcare for ... By Jim Source: news.google.com. Boomers and Beyond brings out hundreds (WSLS Newschannel 10 Roanoke) About 800 people took advantage of the Boomers & Beyond Expo at the Roanoke Civic Center Tuesday from 100:00am - 2:00pm. ... My Baby Boomer Tips - http://myboomertips.com/blog Some interesting news... By Nevada Health Insurance(Nevada Health Insurance) Word & Brown is pleased to bring you the Nevada Broker News - an electronic newsletter that assembles healthcare and related insurance stories from leading local and national media sources. Stories are selected on the basis of their ... Insurance information - http://nvhealthinsurance.blogspot.com/ Kaiser Daily Health Policy Report - Friday, September 12, 2008 By NUHMAN(NUHMAN) While mainstream news coverage is still a primary source of information for the latest in policy debates and the health care marketplace, online blogs have become a significant part of the media landscape, often presenting new ... women at night dress???? - http://womenatnight.blogspot.com/ New seniors' residence opens Timmins Daily Press - Timmins,Ontario,Canada A scheduled outing to the Baby Boomers and Senior's Fair is already marked on the calender for the retirement home's list of activities for this month. For more detail read more at: http://www.timminspress.com/ArticleDisplay.aspx?e=1197051 What happens when old people go online. Slate - USA The baby boomers, aging into the senior bracket, have made wired seniors the fastest-growing demographic group online. How will this change the Web? ... For more detail read more at: http://www.slate.com/id/2199920/ Watch out for these Retirement Scams! By mikerowan But prime bank scams are yesterday's news. The new game plays off skyrocketing oil prices and $4 per gallon gas. According to Joseph, oil and gas scams have become the "fraud de jour." He is currently dealing with about 24 such fraud ... eRollover.com Blog - http://erollover.com/blog Top 500 Most interesting Active Rain Groups By Castellum Realty - Lancaster real estate...(Castellum Realty - Lancaster real estate...) Join and stay abreast of breaking news and even debate as the issues pop up between now and November. Like the candidate, this group is open and there's nothing private about running for public office. Subscribers: 57 Blog Posts: 218 ... Castellum Realty 's Blog - http://activerain.com/blogs/castellum
Saturday, September 20, 2008
The Gryphon Insider, Close Report
Good morning! We at the business desk would like to bring you a Gryphon financial update. Gryphon financial is one of the top financial news outlets in the world and we are absolutely delighted to be sharing their updates with you. At the business desk, we the business team wish you a very enjoyable weekend. The Gryphon Insider, Close Report THE GRYPHON INSIDER London, England Fun With Funding The following is an excerpt from a discussion we published about a month back on our subscriber site. In light of events of last weekend, I suggest it's an especially timely topic right about now. The Fed/Treasury/Administration may believe they have won another credit cycle reconciliation battle with the Fannie and Freddie bailout (our children and grandchildren will be overjoyed), but what about the much bigger picture war? Fun With Funding...You know that for some time now we have been preaching about what we believe to be one of the most important macro themes of the moment that is deleveraging. Important both for financial market and real world economic outcomes ahead. And, whether we like it or not, it's a theme that we believe will be with us for a good while to come. The ultimate contraction of balance sheets in the financial, household and corporate sectors will be a process, not an event, with plenty of volatility along the way. For those attempting to call interim bottoms with respect to this phenomenon as we travel along this path, as we have already seen this year and will undoubtedly continue to see again, our only comment is good luck. In the much larger picture, it was this very multi-decade expansion of private sector balance sheets in aggregate that in large measure drove corporate profits over the longer cycle. So now that deleveraging and balance sheet shrinkage is destined to play out ahead, all as part of the natural progression of a longer term credit market cycle, the trajectory or rate of change in corporate profit growth is in question. A major issue for the financial markets, especially equities. We believe the markets are just starting to wake up to this long cycle thematic realization. But perhaps another major issue that is not being gi
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