Hello there!  I'm Matt Chadwick at the business desk and today I'd like to rais the alert for your credit card!  We're doing this as part of our commitment to ensure that you remain one step ahead of scammers and defrauders. 

What's the latest trick being tried by scammers and defrauders?  It seems as if they've come up with something new for us to be on the watch for.  Here it is.

Defrauders and scammers have started to use a new way to get ahold of your credit card number plus your other confidential banking details.  They are using the last three digits of your credit card number to do this.  Allow me to explain.

Normally, your credit card is made up of at least 16 numbers.  However, there are three additional numbers that most banking institutions and financial companies use in order to verify your banking details, and to verify that you are indeed the holder of the card.  These three numbers or digits are located on the back of your card and for the last little while whenever you make a transaction over the phone most purchasers ask you for this three digit number in order to verify your information and to verify that you are the cardholder of the credit card in question. 

If you give out this three digit number to someone you don't know, then you can prepare yourself to be invaded by potential defrauders and scammers.  For they will take this little gem and use it to snatch all of your personal banking details and credit card info from right under your very nose and before you know it all of your info will be at the mercy of unscrupulous persons.

DON'T EVER GIVE THIS THREE DIGIT NUMBER TO ANYONE YOU DON'T KNOW!  Only give it to authorized persons, and to an authorized merchant from whom you are making purchases.  In fact, you should never be giving out your credit card number to anyone you don't know.  Before you make either a phone or online purchase, do yourself a huge favor and check out who you're buying from. 

Think of it in this way:  Your credit card and your social security numbers are two of the most important keys to your private kingdom or domain.  Your driver's license number is the third most important key to your kingdom and domain.  Guard them with your life!  Keep them always very well hidden but not too hidden that you can't find them when needed.  Don't ever reveal them to anyone you don't know or to anyone except to those you trust with your life.

 

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At the business desk, I'm Matt Chadwick bidding you a great weekend.