Good day everyone!  I'm Jeff N Marquis co-author of "Untapped Wealth Discovered."
Today I'd like to pass on some very important tips when it comes to those very ruthless scammers.
They come in all shapes and sizes and by this I mean that it is extremely difficult to stereo type them.  They could be as young as the teenager and as old as the senior.  They could be a man or a woman.  They are prowling on the Internet, constantly bombarding you with faxes, they hang out at banking machines, disturb your supper time meal with aggravating phone calls, and they even have the unmitigated boldness to accost you in malls, on the street corners, in your driveway, and almost anywhere. 
They are up to their necks in identity theft constantly creating ways to steal your credit card info and banking details.  They even find ways to spirit your social security number away from you when you're not looking, get you to fall for those false promises of exotic vacations, and they even promise you a lottery if you get involved in their get quick rich schemes.  What I'm saying is that in order to protect yourself from these dark and dubious characters, you need to be more watchful and vigilant.  No one is safe.  Your kids are most vulnerable as you need to protect them from those sex and porn scams and you can do this by closely monitoring their Internet and after school activities.  If you're looking for such things as life and accident insurance plans and even extra health coverage insurance plans, then you are much better off to deal with a reputable insurance company.  In like manner, if you're looking for the services of a financial planner, then go to your bank and ask for their services.  If someone calls you on the phone with promises of a dream vacation then check it out before giving any info to the caller.  Finally, ignore those emails that ask you to supply your password and username and banking details by logging into an url that is imbedded in the email.  No reputable company or banking institution will ever ask you to do this.  And if they phone you asking for the same type of info then ask them for their number and phone them back.  Better still check out this call with your bank.
I hope that these tips are of some help to you.